Card processing for the merchants others turn away
Cards and stablecoins in one gateway, underwritten by people who know high-risk verticals. Volume routes across several acquirers, so one frozen account never stops your revenue. Paid weekly in USDC.
Volume · 30d
$1.48M
▲ 21.4%
Approval rate
93.8%
▲ 3.2%
Chargeback ratio
0.41%
▼ 0.12%
Next payout
Tue
USDC · Solana
| Merchant | Vertical | Recent activity | Risk | Volume | Status |
|---|---|---|---|---|---|
NNorthline Media | Subscriptions | Payout sentUSDC | Healthy | $184K/mo | Top seller |
VVerdant Hemp Co. | CBD | Rerouted to B | Healthy | $142K/mo | Growing |
AApex Nutrition | Nutra | Reserve released | Healthy | $118K/mo | Top seller |
LLumen Courses | Coaching | New MID live | Healthy | $96K/mo | Growing |
SSkybound Travel | Travel | 3 disputes won | Watching | $71K/mo | Steady |
PPixel Forge | Digital goods | Approval +4% | Healthy | $64K/mo | Growing |
HHalcyon Labs | Supplements | Instant payout | Healthy | $52K/mo | Steady |
OOrbit Plus | Subscriptions | Chargeback alert | At risk | $38K/mo | Review |
KKestrel Gaming | Skill gaming | KYB renewed | Healthy | $33K/mo | Steady |
BBlackwater Gear | High-ticket | Onboarding | Watching | $21K/mo | Growing |
Cards, wallets and crypto in one checkout
- Visa
- Mastercard
- PayApple Pay
- G PayGoogle Pay
- USDT
- USDC
- Solana
- Bitcoin
- Ethereum
How it works
Start accepting payments in four steps.
From application to your first payout. This is what it actually looks like inside Vandelpay.
Products
Every charge, one balance.
One-time payments, payment links and invoices all settle into the same weekly payout.
Payment succeeded · $166.00 from nova@northwind.io
Checkout completed · $128.99 paid with Visa ··4242
Payment succeeded · $91.00 from eli@getpaid.gg
Subscription renewed · $49.00 from avery@relay.dev
Payment refunded · $54.99 to maya@studiodot.com
Crypto payment received · 128.00 USDT on TRON
Payments
Take one-time payments through hosted checkout, payment links or your own flow.
Pro license
Northwind Digital · 30 days, 1 device
Visits
1,284
Paid
312
Conversion
24.3%
Payment links
Create a link in seconds and share it anywhere. Buyers pay on a checkout with your name on it.
Invoices
Send an invoice, track its status and get paid by card or crypto.
Pricing
Two tiers. No surprises.
One flat rate based on your monthly volume. Weekly payouts are included; instant payouts cost extra.
Starter
$5k – $20k / month
10%per transaction
- Weekly USDC payouts on Solana, every Tuesday
- Decision in under 24 hours
- Works with Whop, Komerza & SellAuth
Scale
Best rate$20k+ / month
7.5%per transaction
- Weekly USDC payouts on Solana, every Tuesday
- Decision in under 24 hours
- Works with Whop, Komerza & SellAuth
Estimate your payout
Drag to your monthly card volume.
Payout speed
- No setup fee to apply
- Sandbox access during review
- Paid out in USDC
Monthly volume
Card and crypto payments
Processing fee
Scale tier, 7.5%
Available
Ready to pay out
This is the balance panel from your dashboard. Estimate only; your tier is confirmed at approval.
Operations
Boring by design. That's the product.
The parts of processing you normally babysit — disputes, settlement, payouts — run themselves here.
0.0%
Approval rate
across all acquirers
<0h
Underwriting decision
with the reason, either way
0.00%
Chargeback ratio
portfolio average
Tue
Payout day
USDC on Solana, weekly
Disputes fight themselves
Every chargeback is answered automatically with the evidence we already hold. You find out when it's won.
Sale on Friday. USDC on Tuesday.
No reserve games, no "processing" limbo. The week settles, Tuesday pays, and it's on-chain where no one can hold it.
FAQ
Straight answers.
What verticals do you support?
Legal, underwritable high-risk and hard-to-place businesses: CBD and hemp, nutra, skill gaming, coaching and info products, subscriptions, crypto-adjacent, travel, digital goods, high-ticket e-commerce and more. The full list is in the Verticals section above.
How fast can I go live?
You get a decision in under 24 hours of a complete application. Going live depends on your integration, often the same day.
What do I need to apply?
Standard KYB: company registration documents, ID for owners over 25%, a business bank account, your website, and three to six months of processing statements if you have them.
Will there be a reserve?
Possibly. Reserves are set by underwriting based on your vertical, history and chargeback ratio, and we tell you before you sign, not after. A clean processing history usually means a lower reserve and faster release.
When do I get paid?
Every Tuesday. Payouts go out weekly in USDC on Solana, to a wallet you've verified. Need it sooner? Instant payouts cost an extra 10% of the amount paid out.
What does it cost?
10% per transaction for $5k to $20k a month, and 7.5% from $20k a month. Weekly payouts are included.
Which platforms do you work with?
Whop, Komerza and SellAuth, plus hosted checkout, payment links and the API.
Is this compliant?
Yes. Processing runs through licensed acquiring partners, every merchant passes KYB and AML checks, and your business is fully disclosed to the acquirer. We never hide merchants behind other merchants' accounts. That's what keeps approvals stable.
Apply
Stop asking permission to get paid.
Tell us your volume and vertical. We'll tell you what's possible in under 24 hours.
- No setup fee to apply
- A straight answer, with the reason if it's a no
- Sandbox access while you're in review